Avanza Realty

Buy · Calculators

How much home can you afford?

Enter your income, monthly debts, and down payment for a target price range. We use a conservative 28/36 debt-to-income guideline that most lenders follow.

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Car, student, credit-card minimums

Estimate only. We cap housing at 28% of gross income and total debts at 36% (whichever is lower). Your actual approval depends on credit, reserves, and lender guidelines.